Niki Kus-Peltier
Residential Community Bank Loan Officer
St. Clair Shores , MI

My Best Referral Is:
My best referral is the self-employed borrower. At our bank we cater to the small business clients, and are very comfortable reading business tax returns to figure income. We also have a program for investors in which we can finance up to 10 properties, as well as give cash out on these properties up to 75% ltv.

Websites:
Current Work:
  • Residential Loan Officer at Michigan Commerce Bank
  • Previous Work:
  • Closer at Capital Title
  • Sr. Residential Loan Officer at Five Star Mortgage
  • Underwriter & Sr. Processor at Five Star Mortgage
  • Education:
  • BA, Business and Accounting, Baker College
  • BA, Business and Accounting, Baker College

  • Summary:
    I have over 15 years of experience in the real estate mortgage industry. My expereience ranges from workign from Flagstar, Rock Financial to a fwe title companies, a mortgage broker and finally for a Community Bank. I truly care for my clients well being, and always work hard to meet my deadlines.
    Skills:
    Licensed Loan Officer, Notary Public, Processor, Underwriter, and Closer.
    I have worn many hats in my career thus far. The experience I have received from each of these positions is that much more of a benefit for my clients. I am not perfect, but I strive to continue to be knowledgeable and up to date with the ever changing guidelines of the mortgage industry.

    Detailed Experience Summary:

    Residential Loan Officer at Michigan Commerce Bank
    February 2010 - Present

    Residential Loan officer covering the branches located in Macomb, Auburn Hills, Farmington Hills, and Detroit.

    Closer at Capital Title
    August 2009 - January 2010

    Prepared HUDS, performed closings, and handled post closing.

    Sr. Residential Loan Officer at Five Star Mortgage
    March 2005 - October 2008

    I originated loans, as well as, processed and prepared closing docs for my own loans.

    Underwriter & Sr. Processor at Five Star Mortgage
    March 2001 - March 2005

    I worked my way up the ranks to running the processing department, as well as, some correspondent underwriting.


    Detailed Education Summary:

    BA, Business and Accounting, Baker College
    December 1999


    BA, Business and Accounting, Baker College
    December 1999


    Conversation History: (6 total)

    Date Person
    09/13/10 Gail Neal
    09/13/10 Marie Jakubiak
    09/13/10 Charles Gifford
    09/13/10 KULDEEP VERMA
    09/13/10 Minesh Baxi
    09/13/10 Pam Ferrara