My best referral is the self-employed borrower. At our bank we cater to the small business clients, and are very comfortable reading business tax returns to figure income. We also have a program for investors in which we can finance up to 10 properties, as well as give cash out on these properties up to 75% ltv.

Michigan Commerce Bank

I have over 15 years of experience in the real estate mortgage industry. My expereience ranges from workign from Flagstar, Rock Financial to a fwe title companies, a mortgage broker and finally for a Community Bank. I truly care for my clients well being, and always work hard to meet my deadlines.

Licensed Loan Officer, Notary Public, Processor, Underwriter, and Closer.
I have worn many hats in my career thus far. The experience I have received from each of these positions is that much more of a benefit for my clients. I am not perfect, but I strive to continue to be knowledgeable and up to date with the ever changing guidelines of the mortgage industry.

Residential Loan Officer at Michigan Commerce Bank
February 2010 - Present

Residential Loan officer covering the branches located in Macomb, Auburn Hills, Farmington Hills, and Detroit.

Closer at Capital Title
August 2009 - January 2010

Prepared HUDS, performed closings, and handled post closing.

Sr. Residential Loan Officer at Five Star Mortgage
March 2005 - October 2008

I originated loans, as well as, processed and prepared closing docs for my own loans.

Underwriter & Sr. Processor at Five Star Mortgage
March 2001 - March 2005

I worked my way up the ranks to running the processing department, as well as, some correspondent underwriting.

BA, Business and Accounting, Baker College
December 1999

BA, Business and Accounting, Baker College
December 1999